Get Fullerton India Personal Loan Online with your Aadhaar & PAN Card!

Aadhaar card and PAN card are commonly used documents to avail financial services NBFCs and other financial institutions offer. For instance, if you want to avail of a personal loan to cover the expenses for a wedding, home improvement, holiday, or emergency, Fullerton India offers online personal loans with your Aadhaar card and PAN card. Since these documents have your updated KYC details, lenders require no other verification and instantly approve your loan application. 

Let’s know more about a Fullerton India personal loan and how you can avail of it with your Aadhaar card and PAN card.

Aadhaar Card

Aadhaar Card is an all-inclusive identification system that consists of a unique 12-digit alphanumeric code assigned to each Indian citizen. It is an identity and address proof that all Indian institutions accept. It also stores each individual’s biometric data that verifies their identity and prevents any fraud. If your bank account is linked with your Aadhaar card and mobile number AND if your Aadhaar card reflects your current address, you can apply for a personal loan using your Aadhaar card.

PAN Card

PAN card consists of a unique 10-digits alphanumeric number that is particularly meant to conduct any kind of financial transaction. You also need this number to file your income tax returns. Once you link your bank account and your mobile number with your  PAN card, applying for a loan and obtaining approval becomes easier.

To conclude, if you link your Aadhaar Card with your PAN card and bank account, applying for a personal loan becomes relatively easier and quicker than otherwise. If you apply for a personal loan online at Fullerton India, you can get loan approval at the lowest personal loan rates within minutes. However, please note that you will still need to submit income proof and bank account statements. 

Benefits of Personal Loan Application Using Your Aadhaar Card and PAN Card

Key benefits of applying for a Fullerton India personal loan using your Aadhaar card and PAN card are:

  • Since your Aadhaar card is already linked to your biometrics as well as your mobile number and bank account, the lender can easily verify your identity and authenticity within seconds.
  • Aadhaar card and PAN cards serve as valid identity, addresses, and income proofs. So, they can help you grab a loan with minimal paperwork. However, check your lender’s documentation requirements to check if you need to provide additional documents to support your loan application.
  • An Aadhaar card and PAN card are valid KYC documents that help you complete the KYC formalities much easier and faster while preventing any fraud. Therefore, applying for a Fullerton India personal loan using your Aadhaar card and PAN card increases your chances of getting instant loan approval.
  • The KYC verification process can be completed within minutes without visiting the lender’s office even once. 
  • Since the procedure is 100% digital and paperless, it saves time and money on the KYC application.

Steps to Apply for a Personal Loan with Aadhaar Card and PAN Card

You may apply for a Fullerton India personal loan in these simple steps:

  • Visit the Fullerton India official website
  • Click on “Apply now”
  • Select “Personal Loans”
  • Enter your mobile number and type the OTP you receive
  • Enter relevant information about your personal identity, employment details, income and bank details.
  • Select the loan amount and repayment tenure as per your convenience
  • Upload the documents required
  • Click on ‘Submit’ to complete the loan application

Fullerton India will assess your eligibility based on the details you provide. If you are eligible, a customer representative will contact you to discuss what to do next.

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At Fullerton India, you can get personal loans of up to ₹ 25 lakhs at the lowest personal loan rates. Easy online application with Aadhaar card and PAN card makes the entire procedure seamlessly smooth and fast. Use a personal loan EMI calculator to choose a loan term according to your repayment capacity and get the funds you need within minutes.